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HOW WE DO BUSINESS

It is our ultimate goal at H.T. Bailey Insurance Group to tailor a solution to your insured's specific needs. By maintaining a number of flexible binding authorities, we are able to quickly assess acceptability of a specific risk and determine the best premium for that risk. Should a risk fall outside of our binding authority guidelines, we will automatically send it to our brokerage markets.

 
The integrity of our markets is of great importance to us. We understand that our mutual success relies on sound company representation as well as competitive pricing and flexibility. That is why we only deal with companies that are rated "A" by A.M. Best.

We accept submissions by email, fax or regular mail. We also encourage phone calls whenever you wish to discuss available markets, pricing, or simply the likelihood of us matching a market to your insured's needs.


HISTORY OF H.T. BAILEY

Hamilton "Ham" Bailey Sr., Agency FounderH.T. Bailey Insurance Agency, Inc. was founded by the late Hamilton “Ham” Bailey Sr. (pictured on left). Bailey had previously worked for the Wendel Berman group and decided to open his own office in 1957, giving focus to developing an exceptional working relationship with agents and companies. The firm began writing specialty surplus lines insurance coverage including auto physical damage and small property lines with Lloyd's of London and the Maurice Saval Group. By the decade's end, Bailey had developed an agency with steady growth in a changing economy.

Throughout the next two decades, H.T. Bailey had become the largest independently owned specialty lines agency in the Commonwealth of Massachusetts, expanding its product lines to include excess auto, professional liability, property and general liability.

Hamilton "Tuck" Bailey Jr., CEO/Chairman
During the years following the retirement of Hamilton Bailey in 1991, the agency maintained the business philosophy of its founder by continuing to prosper with additional product lines tailored to its clients’ needs. To develop and solidify its market share of business, H.T. Bailey South Insurance Agency opened on the south shore in 1998, then continued its growth with the acquisition of Joseph J. Rice and Customhouse Marine Insurance agencies in 2002.

Today, H.T. Bailey Insurance Group is led by the founder’s son, Hamilton “Tuck” Bailey Jr.
(pictured on right) The agency is a member of the National Association of Professional Surplus Lines Offices (NAPSLO) and the American Association of Managing General Agents (AAMGA).


OUR GOAL & COMMITMENT

Our goal is to help provide our agents and brokers with an outlet for the best excess & surplus lines business with little or no difficulty. We pride ourselves on bringing the very best service in the insurance industry to our clients and their insureds. We will represent some of the best carriers in the excess & surplus marketplace. With our company relationships well established for over 40 years, we can balance our companies’ needs and requirements with those of our agents and the insureds. While many companies alike have put volume requirements on the amount of business one must write to keep an appointment, we have not. We want our clients to feel good knowing that we are here to help them succeed no matter what the volume may be. That is why we do not classify agencies by premium volume.

 

 H.T. BAILEY INSURANCE GROUP
 



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