COVERAGES & PRODUCTS  

At H.T. Bailey we can offer many types of coverage, including "hard to place" risks. We understand that these types of risks require underwriters who have the ability to think "outside the box". Our qualified staff have been in the business for many years and are very knowledgeable in the insurance market. They can tailor coverage for all kinds of accounts.

H.T. Bailey’s Personal Lines products offers homeowners, personal liability, and umbrella coverage for your standard and non-standard risks including high-valued and oceanfront properties. We have in-house authority, admitted and non-admitted markets available, and fast, efficient service.

Below is just a general listing of H.T. Bailey's Products & Coverages. Once again, H.T. Bailey can offer unique and tailored coverage for just about anything.

 

A/C Heating Contractors Advertising and Media Alarm Installation Antique Stores Apartment Buildings Apparel Stores Appliance Sales/Service Artisan Contractors Architects & Engineers Auto Body & Paint Shops Auto Detailers Auto Parts Stores Bakery & Pastry Shops Barber Shops & Beauty Salons Bars, Taverns & Nightclubs Bed and Breakfast Billiard Parlors & Halls Bookstores Bowling Alleys Builders Risk Building Inspectors Candy Stores Car Washes Card Shops Carpet Cleaning Carpet Sales and Installation Casinos Caterers (on/off premise) Check Cashing Service Chimney Sweeps Churches Clothing Stores Collection Agencies Coin-Operated Laundries Commercial Auto Commercial DIC Earthquake Condo Associations Computer Related Contractors (Most Types) Contractor's Equipment Copy/Printing Stores Counseling Centers Country Clubs Day Care Centers Delicatessens Demolition Contractors Detective/Investigative Agencies Directors & Officers (Profit & Non-Profit) Door and Window Installation

Dry Cleaners and Launderers Electronics Stores Employment Agencies Employment Practices Liability Entertainment (Events/Venues Environmental Consultants Errors & Omissions (All Types) Excess Commercial Auto Excess Personal Auto Excess Flood Excess and Umbrella Liability Executive Recruiters Fabric Stores Farmers Markets Farms Fast Food Take Out Fence Installation (Wood/Metal) Financial Institutions Freight Forwarders Golf Shops Health & Exercise Studios Home Healthcare Homeowners Hotels & Motels Hull & Commercial Vessels Human Resource Consultants Ice Cream Parlors Importers & Exporters Industrial Services Inland Marine Installation Floater Insurance Agencies Instructors Internet Liability Janitorial Services Jewelry Stores Landowners Landscape Contractors Liquor Stores Lobster Boats Locksmith Manufacturing Medical Mercantile & Office Buildings Mini-marts Mono-Line Motor Truck Cargo Music Stores Nurse Registries Ocean Cargo Painting Contractors

Paper Contractors Pawn Shops Personal Articles Floater Pest Control Services Pet Supply Stores Photo Studios & Developers Plumbing Contractors Pollution Pressure Cleaning Printing Shops Private Clubs Property Managers Push Cart Vendors Real Estate Agents/Appraisers Recreation Facilities Rental Equipment Restaurants Roofing Contractors Security Guards Self-Service Car Washes Service Stations Shoe Stores Shoe Repair Shops Shopping Centers Sign Installation Social Clubs Snow Removal Services Spas & Salons Special Events Sports Camps/Clinics/Leagues Stationary Stores Swim and Racquet Club Swimming Pool Maintenance Surveyors Tanning Salons Technical Professions Testing Labs Therapy Centers Travel Agencies Tree Surgeons Trophy Shops Truckers Upholstery (Auto/Furniture) Vacant Buildings Vacant Land Video and Pinball Arcades Vocational Schools Warehouse Welders Woodworking Cabinetmaker